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Financial independence, dividend income and the odds that your money lasts.
How much you need to live off your investments, the monthly contribution needed, your independence age and how long the money lasts.
Savings needed, contribution and independence ageHow much you get each month in dividends, the effect of reinvesting and how long it takes to reach the income you want.
Monthly income, reinvesting and time to goalSimulates thousands of futures with good and bad years to show the chance your money lasts, the range of outcomes and a safe withdrawal.
Odds your money lasts and safe withdrawalSee how long your savings can pay an inflation-adjusted monthly withdrawal and how much to withdraw to last N years.
Withdrawals, duration and the 4% ruleAdd up your assets, subtract debts and see your net worth, its breakdown, debt ratio and projected growth.
Assets minus debts, and its growthWork out how much life insurance you need: income to replace, debts, education and final expenses, minus what your family would have.
Coverage with the needs approachAnalyze a rental property: cap rate, cash-on-cash return, payback and IRR with vacancy, expenses, taxes, appreciation and an optional mortgage.
Cap rate, cash-on-cash and IRRSee how much management and account fees take from your savings over the years, with and without fees and against a cheaper option.
What fund fees take from your savingsImportant notice: PersonalCalcs calculators are educational tools that produce estimates from the data you enter and from standard financial formulas. Results are not investment, tax, legal or accounting advice and are not an offer or recommendation to buy or sell any security or financial product. PersonalCalcs is not a bank, broker or licensed financial adviser. Rates, taxes and rules vary by country and change over time: check with an official source or a qualified professional before making decisions. By using this site you agree to the Terms of Use.
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