How to count calendar days and business days
Payment terms, deliveries, contracts and notices can be counted in calendar days (every day) or business days (Monday to Friday, minus holidays). The gap is large: from November 3 to December 31, 2026 there are 58 calendar days but only 42 business days, before any holidays.
How counting works
For most deadlines the start date does not count: from the 1st to the 10th is 9 days. The calculator follows that rule and lets you also count the start date. Business days exclude Saturdays, Sundays and the holidays on your list.
Adding business days
To find when a 10-business-day deadline starting November 3, 2026 ends, the calculator steps forward one day at a time, skipping weekends and holidays: with no holidays listed, the deadline is November 17. Use a negative number to count backward.
Holidays
Holidays differ by country, state and city, so the list starts empty. Add the public holidays that apply to you, one per line; when a holiday falling on a weekend is observed on a Friday or Monday, enter the observed date. Court, tax and banking deadlines may have their own counting rules: check the one that applies.