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Annual budget with projected P&L, financial health score and inventory planning.
A 12-month business budget with seasonality, monthly P&L, margins and projected cash.
Sales, costs, profit and cash by monthBusiness financial ratios (liquidity, leverage, profitability and efficiency) with a traffic light, a 0–10 score and the cash cycle.
Liquidity, debt, margins and cash cycleEconomic order quantity, safety stock, reorder point, turnover and the cost of idle inventory.
How much and when to buyCalculate depreciation of machines, vehicles and equipment with straight-line, declining balance, sum-of-the-years’ digits and units of production.
Four methods, year-by-year schedulePaste a list from Excel and rank products or customers into classes A, B and C by revenue, units or margin, with a Pareto chart and spreadsheet.
Pareto ranking of products or customersEnter days, hours and positions (or custom shifts), tick the schedules to compare and get people per team with vacation and absences, hourly coverage, overtime, freelancers, 4-week calendars and monthly payroll cost.
Teams, 2-2-3, overtime, payrollCalculate the bad debt allowance by aging bucket, days sales outstanding and how much cash late payments tie up in receivables.
Allowance, DSO and cash tied upImportant notice: PersonalCalcs calculators are educational tools that produce estimates from the data you enter and from standard financial formulas. Results are not investment, tax, legal or accounting advice and are not an offer or recommendation to buy or sell any security or financial product. PersonalCalcs is not a bank, broker or licensed financial adviser. Rates, taxes and rules vary by country and change over time: check with an official source or a qualified professional before making decisions. By using this site you agree to the Terms of Use.
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